Over time your insurance premium should go down. However, if you've only been riding for a short period of time, there are other options; an insurance company will appreciate that you're less of a risk on your bike (and reward you with cheap motocycle insurance) if you've undertaken further training after pas

Vehicle accidents will cause your insurance rates to go up. Even non-accident-related claims can drive up your rates. For bikes of the same displacement, sportbikes will cost more to insure than cruisers and touring bikes. In addition, more expensive bikes will also cost more to insure.

Geico has the cheapest motorcycle insurance of any company we surveyed. On average, the price of a policy with Geico is only $534 per year — that's nearly $200 less than the national average cost of $702. There are a few ways you can reduce the cost of a Geico motorcycle insurance policy even further.